73 Ocean Street, New South Wales 2000, SYDNEY

Contact Person: Callum S Ansell
P: (02) 8252 5319


22 Guild Street, NW8 2UP,

Contact Person: Matilda O Dunn
P: 070 8652 7276


Genslerstraße 9, Berlin Schöneberg 10829, BERLIN

Contact Person: Thorsten S Kohl
P: 030 62 91 92

Voluntary Life & Disability

In addition to the ‘Basic Life and AD&D  insurance (100% paid for by BankUnited), eligible employees also have the option to purchase additional Voluntary Life and AD&D through Prudential. Cost is based on age and salary. Your options include:

  • Voluntary Life and AD&D (Accidental Death and Dismemberment)
  • Spouse Life Insurance
  • Child Life Insurance

You may enroll during an eligible time frame (i.e. Open Enrollment, New Hire, or Qualifying Life Event) in the ADP Employee Self-Service Portal.

Prudential Voluntary Life and AD&D
Voluntary Employee Life Insurance Increments of 1X to 4X annual salary
not to exceed a max of $500,000
Guaranteed Issue Employee $300,000*
Spouse $25,000
Child $5,000
AD&D Benefit Same as Voluntary Life
Spouse Life You may purchase spouse coverage up to $25,000 (must have employee coverage of at least $50,000)
Child Life Coverage for Dependent Children is available in the amount of $5,000 for Children ages 14 days to 19 years and up to age 25 if a full-time student.
Age Reduction Schedule Reduces by 35% at age 65, and by 50% at age 70

Eligible employee is defined as those scheduled to work at least 30 hours per week.
*Elections over $300K require Evidence of Insurability(EOI). Late enrollment or coverage increases will also
require an EOI.


  1. Life and Disability Coverage Highlights Learn the highlights for each of the Prudential policy types
  2. Prudential Enrollment Kit This enrollment kit provides a wealth of information regarding the plan. It includes an overview of how the plan works, covered services, FAQ’s, and the Schedule of Benefits (Fee Schedule/Price List).
  3. Evidence of Insurability Complete this form if you have a benefit amount pending approval. You will be asked to complete this form if you choose to enroll in Voluntary life insurance any time AFTER your new hire period.
  4. Life Insurance SPD A Summary Plan Description provides a deeper dive into all covered and excluded benefits as required by law.